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About Us

Moneystrat Associated Companies

Moneystrat Securities Inc. - Independent mutual fund and exempt market dealer regulated by the Mutual Fund Dealers Association of Canada and the Ontario Securities Commission. In addition, provides fee-based financial, retirement and estate planning services.

Moneystrat Financial Services Inc. - Providing tax planning and filing of tax returns, wills, power of attorneys and trusts.

Moneystrat Insurance Management Inc. - Independent insurance broker providing insurance needs analysis, life, disability, critical illness, travel and medical and group benefit insurance policies.

Our Philosophy

Protecting your money is our first priority. Moneystrat follows the basic principles of wealth creation: Maximize Time, Maximize Total Return and Minimize Taxation.

Our Process

Moneystrat Securities Inc. examines your finances and helps you determine your financial goals. A personal financial plan is then prepared outlining your options regarding cash flow, taxation, income protection, investments, and estate plans. This personalised review of your current position and future goals enables us to recommend only the best products for you.

When developing your personalised financial plan our top considerations include:
  • Your comfort level with risk versus your need for return on your investment.
  • Diversification which is essential in order to reduce risk and yet still obtain maximum returns.
  • Investments which provide access to your capital, versus long-term or "locked-in" investments.
  • The impact of inflation.
  • Your present and future tax position.
  • The amount and types of income protection required.
If you are interested in having a personal financial plan prepared please complete and return by e-mail, fax or mail a Personal Financial Review form.

[ Get PFR in Excel format or Pdf format ]

Our Service

Moneystrat Securities Inc. monitors your plan's progress closely, providing on-going advice and recommendations for improvements or adjustments to your plan as required.

Our Advantage

Moneystrat Securities Inc. is an independent mutual fund dealer and we are not tied contractually to any one financial company. Our financial planners provide objective advice, personal service and have access to a wide variety of financial products to meet each client's specific needs.

Our Compensation

The initial consultation is complimentary. Individual financial plan preparation is charged on a fee-for-service basis (hourly charge), with an estimate provided after the free initial consultation. The fee-for-service charge may be waived for financial plans implemented by Moneystrat Securities Inc. Commission rates for products purchased are published in the Fund Facts for each product which is provided to you prior to purchase.

Case Study:
Planning your Family's Security
John and Marie Kasun, a young couple with 2 young children, had recently bought their first home. John had just started a business and Marie worked from home and earned a significant self-employed income but they had no insurance...